Our specialist Wills and future planning lawyers are highly experienced drafting a range of Wills to suit individual circumstances. We will help guide you through all the necessary steps so that your wishes will be followed in the future

What is a Mirror Will?

Mirror Wills are two almost identical Wills between two people, most commonly couples, who have similar wishes about what they want to do with their estate following their death. The Wills set out corresponding instructions and therefore ‘reflect’ each other.
The most common type of Mirror Will is when a couple state that in the event of one of their deaths, their estate will pass onto their surviving partner first, and then down to their children.

This means that if either of them dies, the other is financially secure. When the second partner dies, the wealth can be passed onto the children.

If you have different views of what should happen to your estate following your death, then you would be better placed to create two separate Wills (Single Will) to ensure that your assets are distributed to each of your individual wishes

Benefits of a Mirror Will

  • If you and your partner have come to a mutual agreement of what you would like to happen to your assets following either of your deaths, then having a valid Will that states this will make the process easier for those left behind following your death, especially for unmarried couples who would not necessarily be entitled to inherit any of their partner’s wealth.
  • Having a valid Will prevents you from dying ‘intestate’, whereby the law will decide how your assets are divided. If you are not married and you want your assets to be passed to your partner, you will need a Will to specify this.
  • Mirror Wills save time and money. They are very similar documents and therefore easier and less time consuming to create than two individual Wills.
  • You can appoint legal guardians for any children under the age of 18, should you both pass away at the same time. The Mirror Will can also instruct that both parties estates are left to their children if the couple were to die at the same time.
  • If you are married or in a civil partnership, you don’t have to pay inheritance tax on anything you pass onto your spouse, therefore, your personal inheritance tax allowance can be passed onto your children, so that they can inherit more of your wealth before being taxed.

Disadvantages of a Mirror Will

  • Either party can amend their Will after it has been written without legally having to inform their partner. There is also no requirement for one person to keep the Mirror Will after the other person’s death. This means that the Will can be changed, and you cannot necessarily protect your children’s inheritance if your partner makes these changes. You must trust partner wholly and access professional advice when contemplating a Mirror Will.
  • If your partner has to move into a care home following your death, much of the estate that you left to them could be used to pay for the care fees before it is passed onto your children.

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People rely on us, and we pride ourselves on our client-centered advocacy and representation.

Why Choose Us?

There are several different options available when it comes to writing a Will, and it is important that you find one that is right for you. Our solicitors are experts in Will Writing and Inheritance Planning and so are ideally positioned to help you put in place a Will that reflects your wishes.

We have helped many individuals and business owners across the country through the sensitive process of creating a Will

How to Get in Contact

Please call us on 01234 350 244 or email us at info@dvsolicitors.com for further information and advice about our Mirror Wills services. We will happily provide you with a free initial discussion about your individual circumstances.
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